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Travel Insurance?



The endless of question of how to get money while traveling.  Fortunately in the day of ATMs it is a lot easier than it used to be.  Most of the places you are going to be traveling will have ATM machines. However, if you are on the third world circuit, it may be worth investigating your specific country or region further.  We have had a lot of luck traveling with US dollars.  As a generalization they are accepted in most places for exchange...and sometimes as local currency!   From personal experience we have also been able to exchange British pounds and Euros.  However, we have had issues with Aussie dollars in some locations.  The best thing is to have a variety of options - Some cash -  preferably US dollars (small bills for third world countries), Travelers Checks and some sort of ATM/Credit Card (Check out Tripplus travel card below!). 

Currency Exchange
Want to know the latest Currency Exchange rate for the country you are traveling to?  Click Here

Exchange rates change daily so it is good to check before you exchange any money. Please note, that the price listed on this website is not necessarily the price you will receive as all banks and exchange centers charge commissions.



Travel Card
Tripplus is a great alternative to credit cards which can sometimes charge big fees for exchange rates.

Tripplus Travel Cards includes: 

T+ Protect - Travel Insurance. Choose from 4 different levels of coverage to keep you safe, healthy and secure while you travel.
T+ Help - 24/7/365 Assistance. Someone to call - toll free - for help, advice or to make arrangements for whatever you need.
T+ Link - Phone Card. Global phone, voicemail and email to keep you connected at incredibly low rates.
T+ Pay - ATM/Debit Card.  Don't run out of cash, keep your money safe and your budget on track.
T+ Safe - Info & Document storage. Keep copies of your travel documents and any other info you may lose or don't want to carry with you. Retrieve them anywhere in the world.

Travelers under 30 years old simply choose which one of  4 cards available depending on how much Travel Insurance coverage is preferred. For convenience travelers may also choose to load up their Debit Card and Phone Card accounts when they purchase their Tripplus Travel Card. 


Travelers Checks
American Express Travelers Checks


Some people travel with them as backup for their cash and credit cards.  They are great because if you loose them or if they get stolen you can put in a claim for your money.  However, the downside is that some places do not accept them.


Credit Cards There is always a big debate about the best type of credit card to travel on. In general, we have found that Visa or MasterCard are widly accepted.  However, keep in mind that credit cards in general may not be widly accepted in third world countries! 

  If you are $$$Comfortable or $$$$Big Spender then American Express will probably be your primary choice because of their travel services. However, they are not accepted everywhere due to their merchant fees.


Three essentials for India:
GET YOUR VISA ORGANIZED AHEAD OF TIME.  The Embassy wait can be brutal!

A-Z of Adventure Travel Insurance from World Nomads as you will probably get "Delhi Belly."

Hostelworld was a great help for finding cheap, but decent accommodation in India!



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